Did you hear the story about the nation’s credit card debt rising, for the first time, to over 40 billion dollars? The average credit card debt jumped up 7 per cent, to an average $2990 per card, per year.

What’s your relationship with your plastic like? Are credit cards your friend or enemy? Have they ever caused your finances to spiral out of control? How did you deal with it/how ARE you dealing with it?

Maybe you’ve been radical enough to actually chop up a credit card because you couldn’t trust yourself. Did that make a difference to your spending habits? Or maybe it’s never been that much of a problem for you, but there are one or two credit card purchases that you now regret.Have you ever put something on a card that you now wish you hadn’t?